FACTS AND QUESTIONS TO CONSIDER

Erie Insurance is one of the insurance companies that I represent. I would say that Erie Insurance is my flagship company for Property and Casualty Insurance. The Erie Insurance Company has great programs for individuals and commercial accounts. below are some improvements that The Erie Insurance Company made to their individual coverages' in the last quarter of 2006.

1. Comprehensive Perils Coverage is now available on boats up to 15 years of old.
2. Named Perils Coverage is now available on boats up to 25 years old.

The Erie Insurance Company has extended Named Insured Status to Domestic Partners on Private Auto, Boat Protection and Umbrella policies. In addition you can apply multi-policy and multi-car discounts to qualifying policies. This is great news for couples that live together but are not legally married.

1. This improvement alone has saved people many hundreds of dollars by being able to have one policy to cover all the vehicles, the home and umbrella policy.

Question of the week: Does your current home protection policy contain:

1. Sewage or Drain back-up coverage? If so how much coverage?
2. Identity Thief Recovery protection? If so how much coverage?
3. Is your jewelry, furs, watches, precious and semi-precious stones covered for theft, misplacing or lost? Have you reappraised these items in the last 3 years?
4. Can you rebuild your home for what you have it insured for?

These are the types of questions you should know the answer to. If you don't know or don't know who to call to get the answers then it is time we should talk.

Randy @ render Insurance Agency RRender@RenderInsuranceAgency.com

It is easy to find insurance, but hard to find an Insurance Agent.

insurance is NOT a commodity

It is amazing to me the people that pay home insurance premiums for years and really do not know what type or amount of coverage they have. This has been my mission since I opened my own Insurance Agency: to inform people as to the serious nature of their personal coverages and that everyone should review their insurance coverages every other year at a minimum. If family situations change the policies should be reviewed sooner. While this is agreeable to most people the actual act of doing it never seems to happen. The question is how can I impress upon people the need to do this. I promote myself by making the statement "If you have not talked to your current insurance agent in the last year then maybe we should talk" Most people treat insurance as a necessary evil. They believe insurance is more of a commodity than an ever changing product that fluxuates greatly between companies. Insurance is something that should be taken very seriously. When you need the services of your insurance policy you want confiendence from the Agent and Company that your expectations will be met